ValuePay Microfinance Bank

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Strategic partnerships

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Instant virtual accounts

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Flexible savings plans

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Quick loan access

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Pay without internet

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Grow your wealth

Bill Payments

Pay bills instantly

Transfers

Send & receive money

Payments

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Point of sale devices

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Create & manage invoices

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Shareable payment links

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Instant virtual cards

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ValuePay MFB

Individual

Personal accounts & services

Business

SME & business banking

Corporate

Enterprise solutions

Partnership

Strategic partnerships

Services

Bank Accounts

Current & savings accounts

Virtual Accounts

Instant virtual accounts

Savings

Flexible savings plans

Loans

Quick loan access

Offline Payments

Pay without internet

Investments

Grow your wealth

Bill Payments

Pay bills instantly

Transfers

Send & receive money

Payments

POS Terminals

Point of sale devices

Web Payments

Online payment gateway

Prepaid Meters

Electricity & utility tokens

Invoices

Create & manage invoices

Payment Links

Shareable payment links

Virtual Cards

Instant virtual cards

About

Our story & mission

Leadership

Meet the team

Careers

Join our team

Culture

Life at ValuePay

FAQs

Common questions

Contact Us

Get in touch

Media

Press & news

Security

Stay safe online

Self-help

Guides & resources

Start Banking
HomeServicesSavings & Investments

Savings & Investments

Make your money work harder with flexible savings products and curated investment opportunities.

Savings Products

Designed to make the act of saving frictionless, rewarding, and visibly purposeful. No deceptive teaser pricing.

Flex Savings

TenorOpen-ended
Rate (p.a.)5% – 7%
LiquidityOn demand

Goal Savings

Tenor3–12 months
Rate (p.a.)8% – 10%
LiquidityOn goal date or with penalty

Fixed Deposit

Tenor30–365 days
Rate (p.a.)10% – 13%
LiquidityOn maturity

Group Savings (Ajo)

Tenor30–180 days
Rate (p.a.)7% – 9%
LiquidityOn cycle completion

Indicative rates are illustrative only and shall be set in accordance with the prevailing CBN policy rate, market conditions, and Board approval.

Investment Philosophy

A curated marketplace with full transparency and risk disclosure.

No guaranteed returns on any market-linked product.

Each product carries a clear, standardised risk band — Low, Moderate, or High.

Suitability questions are asked before higher-risk products.

The Bank discloses any fee, spread, or commission earned on third-party products.

Ready to bank for value?

Join thousands of Nigerians who trust ValuePay for secure, intuitive everyday banking.

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Fully Licensed by the CBNCentral Bank of Nigeria
Deposits Insured byNigeria Deposit Insurance Corporation
ValuePay MFB

Secure, intuitive banking for everyday Nigerians. Banking for value.

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Contact

Plot 785, CAD Zone B03, Wuye District, Abuja
+234 913 444 8027+234 913 444 8028
support@valuepaymfb.com

© 2026 ValuePay Microfinance Bank. All rights reserved.

Fully Licensed by the CBNCentral Bank of Nigeria
Deposits Insured byNigeria Deposit Insurance Corporation